We’ve stripped lending down to what it should be:
Choose any amount between $300 and $1,500. Fill out a short application — about 3 minutes.
Our system verifies your information securely and returns a decision in real time. No paperwork, no waiting rooms.
Approved funds are sent to your bank account, usually within the same business day. Repay over 61–180 days.
No fine-print surprises. If a payment slips, this is exactly the path your account follows.
01
LATE FEES
A one-time late fee may apply after a 3-day grace period. We will contact you before any fee is charged.
02
COLECTIONS
Accounts overdue beyond 90 days may be referred to a third-party collections agency. Reach out to us early to avoid this.
03
CREDIT REPORTING
Payment history may be reported to Canadian credit bureaus. On-time payments help your score — missed payments hurt it. We report both.
04
RENEWALS
We do not automatically renew or roll over loans. Any new loan requires a fresh application and new income verification.
Questions about your account? We answer in plain English.
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